Launch Offer: Free setup for the first 100 merchants — talk to sales
BlackAlam

Card processing that grows with your business

From countertop terminals to online checkout and pay‑by‑link, BlackAlam gives SMEs reliable payments, transparent pricing, and fast onboarding.

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Uptime > 99.9%
PCI via Level 1 partners*
Broker/ISO placement
Accept in‑person
Smart POS
Smart card terminal
Accept online
Checkout & Links
Online checkout on laptop
Back‑office
Dashboard & VT
Merchant dashboard
Payouts
Next‑day funding
Fast payouts

Products

Pick only what you need. Start simple and scale to omnichannel payments as you grow.

Smart Terminals

Countertop, portable, and Android smart POS with contactless, chip & PIN, and Tap‑to‑Pay options.

  • Apple Pay, Google Pay, Amex, Visa, Mastercard
  • Wi‑Fi / 4G, printed or e‑receipts
  • Remote updates & device management

Online Checkout

Drop‑in checkout or APIs for web & mobile. 3‑D Secure, SCA, and tokenization built‑in.

  • Plugins for WooCommerce, Shopify (via custom app), Wix
  • Payment Links & QR codes
  • Subscriptions & invoicing

Virtual Terminal

Take MOTO payments securely from the dashboard. AVS/CVV checks and user permissions.

  • Saved cards & customer profiles
  • Role‑based access controls
  • Audit trails and exports

Payouts

Next‑day funding by default. Same‑day options available for eligible merchants.

  • Detailed settlement reports
  • Multi‑location roll‑ups
  • Chargeback & dispute handling
Funding speeds depend on acquiring partner and risk profile.

Risk & Compliance

KYC/KYB flows, AML screening, and real‑time monitoring through our partner network.

  • PCI DSS Level 1 providers
  • 3‑D Secure 2 with exemptions
  • Chargeback automation

APIs & Webhooks

Simple payments API, event webhooks, and sandbox keys to build your own experiences.

  • SDKs for JS & Python
  • Test cards & refund flows
  • Comprehensive docs

Built for SMEs who value clarity

Transparent pricing

Flat rates with no hidden fees. Interchange++ available for higher volumes.

Fast onboarding

Submit KYB online. Typical decisions in 24–72 hours, subject to checks.

Actionable analytics

Sales trends, settlement forecasts, and simple exports to Xero/QuickBooks.

Omnichannel

One dashboard for in‑store, online, phone, and invoice payments.

Dispute help

Guided evidence packs and automated alerts so you don’t miss deadlines.

Human support

UK‑based team with proactive risk and onboarding help.

How it works

Step 1

Tell us about your business

Share volumes, channels, and risk profile so we match the right acquiring partner.

Step 2

KYB & underwriting

Digital KYB, AML screening, and, where required, site checks.

Step 3

Go live

Ship terminals or integrate checkout. Test payments in sandbox first.

Step 4

Get paid

Next‑day funding by default. Real‑time reporting in your dashboard.

Simple, fair pricing

Every business is underwritten differently. Skip guesswork—send us your last 3 statements for a precise quote.

Card Present (POS)
Get a quote
Domestic & Intl, Amex optional
  • No hidden fees
  • Hardware options incl. Tap to Pay
  • Next‑day funding typical
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E‑commerce
Get a quote
Blended or Interchange++
  • 3‑D Secure 2 & exemptions
  • Plugins & APIs
  • Chargeback assistance
Request quote
High‑touch / High‑risk
Custom
Complex MCCs & higher AOV
  • Dedicated account manager
  • Tailored risk rules
  • Migration support
Talk to sales

*BlackAlam operates as a broker/ISO and partners with PCI DSS Level 1 certified providers and regulated acquiring institutions. Availability and pricing depend on underwriting and merchant category.

Let’s move your payments forward

We’ll benchmark your current rates, check your MCC fit, and map a clean migration plan.

Book a call Read FAQ

Talk to sales

Tell us your monthly volume, average ticket size, and payment channels. We’ll reply with a tailored plan.

📧 sales@blackalam.com
📞 07557 816795
📍 London, United Kingdom

By submitting, you agree BlackAlam Ltd may use your details to contact you about merchant services and provide quotes. We won’t sell your data. See Privacy.

Results we’ve delivered

Retail — North London

GBA Furniture

401 Lordship Lane, London, N17 6AE

Struggling to get a card machine approved. We placed them with a suitable acquirer and completed onboarding end‑to‑end. +10% revenue growth post‑activation.

Automotive — Dagenham

Diamond Tyres & Services

Used car sales, tyres, oil changes, diagnostics. We handled underwriting paperwork and step‑by‑step onboarding. +30% business growth after accepting cards consistently.

Used with permission. Figures provided by clients. Individual results vary based on sector, seasonality, and marketing activity.

FAQs

Are you an acquirer or a broker? ▾

BlackAlam is a payments solutions provider. We place merchants with regulated acquiring partners and provide onboarding, integration, and ongoing support.

How fast can I go live? ▾

Many SMEs go live in 3–7 business days after submitting complete KYB. Higher‑risk categories may take longer.

Do you support Amex and international cards? ▾

Yes. Acceptance depends on your acquiring setup. We’ll configure schemes that make sense for your mix.

What about PCI compliance? ▾

We leverage PCI DSS Level 1 certified partners. You’ll complete a short SAQ suitable for your setup (SAQ A/SAQ C etc.).

Privacy Policy

Last updated:

Who we are. BlackAlam Ltd ("we", "us") provides card processing brokerage and onboarding services, partnering with regulated acquiring institutions.

What we collect. Contact details (name, email, phone), business information (volume, channels, MCC where relevant), and any details you share in the form. Basic technical data (IP, device) may be logged for security.

How we use it. To respond to enquiries, provide quotes, perform underwriting pre-checks, improve our services, and prevent fraud/spam.

Legal basis. Legitimate interests (responding to your enquiry and operating our services) and, where required, consent.

Sharing. We may share necessary information with our PCI DSS Level 1 processing partners and regulated acquiring institutions solely to provide quotes and onboarding. We do not sell your data.

Retention. Lead data is retained for up to 24 months after last contact unless you request deletion or we are required to keep it longer for compliance.

Your rights. You can request access, correction, deletion, or objection at any time. Contact: sales@blackalam.com.

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